INtroducing
FundingLine
FundingLine is our flagship product, offering better access to capital. It is a versatile business lending solution, providing funding from $10,000 to $500,000 with repayment terms ranging from 6 to 60 months. Whether you’re looking to expand operations, invest in new equipment, or manage working capital, FundingLine provides tailored financing to suit your needs.
Term
6 – 36 months
Amount
$10,000 to $500,000
Decision
24 hours
Early payment
No early repayment fees (After 30 days)
18 + MONTHS TRADING
$200,000 ANNUAL TURNOVER
CASHFLOW POSITIVE
• Finalised financials for the last 2 years
• IRD Homepage screenshot
• Previous 12 months business bank transactions
INtroducing
SmartLine
SmartLine is our newest product which offers Even Better Access to Capital. Tailored for those who are after smaller funding requests from $5,000 up to $75,000. Loan terms from 6 months to 36 months. Experience a quick and easy way of getting even better access to working capital for you and your business. Less requirements – faster approvals.
Term
6 – 36 months
Amount
$5,000 to $75,000
Decision
24 hours
Early payment
No early repayment fees
12 + MONTHS TRADING
$100,000 ANNUAL TURNOVER
CASHFLOW POSITIVE
• Latest available finalized financials or last 12 months Profit & Loss and Balance Sheets
• IRD Homepage screenshot
• Previous 12 months business bank transactions
INtroducing
AcquisitionLine
AcquisitionLine is designed for those looking to acquire an existing business or expand by purchasing another. Whether you're a homeowner or not, we offer up to 85% of the purchase price, with a maximum loan amount of $500,000 and repayment terms of up to 60 months. Unlock the potential of your next chapter with tailored financing solutions to support your unique business goals.
If You Own a Home:
Term
6 – 36 months loan term
Home equity
Must have at least 20% equity in your residential property
Amount
Borrow up to 70% of the purchase price (max $500,000)
non-homeowner
Term
6 – 48 months loan term
Amount
Borrow up to 70% of the purchase price (max $250,000)
If You Own a Home:
Term
6 – 60 months loan term
Home equity
Must have at least 20% equity in your residential property
Amount
Borrow up to 85% of the purchase price (max $500,000)
non-homeowner
Term
6 – 48 months loan term
Amount
Borrow up to 70% of the purchase price (max $250,000)
BUSINESS YOUR ACQUIRING HAS BEEN TRADING FOR AT LEAST 36+ MONTHS
BUSINESS YOUR ACQUIRING GENERATES AT LEAST $200,000 IN ANNUAL REVENUE
What You’ll Need
If You're an Individual or New Business Buying a Business
• Financial statements from the last 3 years
• Latest management accounts
• Tax confirmation from Inland Revenue (for share sales)
• 12 months of business bank statements (if available)
• Receivables, payables, and loan repayment schedules (if available)
• Business plan and financial projections
• Purchase contract
• Business valuation (if available)
• Documentation on customer base & investment sources
What You’ll Need
If You're an Existing Business or Group Acquiring Another Business
Your Business Documents:
• Financial statements from the last 2 years
• Latest management accounts
• Tax confirmation from Inland Revenue
• Receivables, payables, and loan repayment schedules
• 6–12 months of business bank transactions
• Purchase contract
• Business plan and projections
• Documentation on customer base & investment sources (if applicable)
Acquired Business Documents:
• Financial statements from the last 2 years
• Latest management accounts
• Receivables, payables, and loan repayment schedules
• 6–12 months of business bank transactions (if available)
